Privacy Policy

Overview

Welcome to SpendSculpt's Privacy Policy. This document explains how we collect, use, protect, and share your personal information when you use our financial management platform and related services. We are committed to maintaining the highest standards of data protection and transparency.

By using SpendSculpt's services, you agree to the collection and use of information in accordance with this policy. We encourage you to read this policy carefully and contact us if you have any questions or concerns.

Important: This privacy policy applies to all SpendSculpt services, including our web platform, mobile applications, and any related tools or features.

Information We Collect

Personal Information

We collect information that you provide directly to us, including:

Account Information: Name, email address, phone number, and password when you create an account
Profile Data: Additional information you choose to provide in your user profile
Communication Data: Information you provide when contacting our support team or participating in surveys
Financial Information: Bank account details, transaction data, and financial goals (encrypted and securely stored)

Automatically Collected Information

When you use our services, we automatically collect certain information:

Usage Data: How you interact with our platform, features used, and time spent
Device Information: IP address, browser type, operating system, and device identifiers
Location Data: General location information based on IP address (not precise location)
Performance Data: Information about app performance and error reports

How We Use Your Information

We use the collected information for various purposes, including:

Service Provision

To provide, maintain, and improve our financial management services

Account Management

To create and manage your account, authenticate users, and provide customer support

Personalization

To personalize your experience and provide tailored financial insights and recommendations

Security & Fraud Prevention

To detect, prevent, and address technical issues, fraud, and security threats

Data Security

We implement robust security measures to protect your personal and financial information:

Encryption

All data is encrypted in transit and at rest using industry-standard encryption protocols

Access Control

Strict access controls ensure only authorized personnel can access your data

Monitoring

Continuous monitoring and regular security audits to detect and prevent threats

Remember: While we strive to protect your personal information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our platform:

Your Privacy Rights

You have several rights regarding your personal information:

Right to Access

Request access to your personal data and information about how we process it

Right to Rectification

Request correction of inaccurate or incomplete personal data

Right to Erasure

Request deletion of your personal data under certain circumstances

Data Portability

Request a copy of your data in a structured, machine-readable format

To exercise any of these rights, please contact us using the information provided in the "Contact Information" section below.

Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Email

privacy@findity.org

Phone

+1 (219) 886-6339

Mailing Address

SpendSculpt Privacy Team
5353 Nectar Ln
Columbus, OH 43235
USA

Response Time: We aim to respond to all privacy-related inquiries within 30 days of receipt.

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